Polestar 2

Electric

Saloon

Trim

List price: £50,560
Battery: 78 kWh
Efficiency: 3.4 mi/kWh
CO₂: 0 g/km
Insurance group: 36

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Start a comparison with the Polestar 2 already picked.

Compare ways to pay Against other cars New vs used

Typical cost by finance method

Illustrative only: uses placeholder quotes and default assumptions. Use the comparison wizard to put in your own numbers.

Cash

£9,522 per year

£794 a month · £47,612 over 5 years

Cost	Per month
Vehicle	£581
Energy / fuel	£43
Tax (VED)	£41
Insurance	£92
Breakdown cover	£5
Maintenance	£32
Total per month	£794
One-off / capital	£50,560
Total over 5 years	£47,612

Bought at 0y old for £50560
Sold after 5y for £15674

PCP

£7,969 per year

£553 a month · £23,907 over 3 years

Cost	Per month
Vehicle	£350
Energy / fuel	£43
Tax (VED)	£34
Insurance	£92
Breakdown cover	£5
Maintenance	£30
Total per month	£553
One-off / capital	£4,000
Total over 3 years	£23,907

PCP 36m @ £350/mo, £4000 deposit, £18000 GFV
If you keep the car: add £18000 balloon to TCO
Implied depreciation over hold: £29830
Warning: annual mileage 10000 exceeds PCP cap 8000

Lease (PCH)

£6,936 per year

£523 a month · £20,807 over 3 years

Cost	Per month
Vehicle	£320
Energy / fuel	£43
Tax (VED)	£34
Insurance	£92
Breakdown cover	£5
Maintenance	£30
Total per month	£523
One-off / capital	£1,980
Total over 3 years	£20,807

Lease 36m @ £320/mo, £1500 deposit
Excess mileage: 6000 mi × 8p = £480

Hire purchase

£4,610 per year

£712 a month · £23,052 over 5 years

Cost	Per month
Vehicle	£500
Energy / fuel	£43
Tax (VED)	£41
Insurance	£92
Breakdown cover	£5
Maintenance	£32
Total per month	£712
One-off / capital	£2,000
Total over 5 years	£23,052

HP 48m @ £500/mo, £2000 deposit
You own the car at the end; residual £15674 offsets cost

Salary sacrifice

£5,293 per year

£441 a month · £15,879 over 3 years

Cost	Per month
Vehicle	£399
Energy / fuel	£43
Tax (VED)	—
Insurance	—
Breakdown cover	—
Maintenance	—
BIK tax	£51
Total per month	£441
Total over 3 years	£15,879

Gross sacrifice £600/mo over 36m
BIK 3% on £50560 → £51/mo tax
Net cost £399/mo (incl BIK)
Tax/maintenance/insurance assumed bundled in sal-sac scheme