Hyundai Ioniq 5

Electric

SUV

Trim

List price: £43,255
Battery: 63 kWh
Efficiency: 4.1 mi/kWh
CO₂: 0 g/km
Insurance group: 35

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Compare ways to pay Against other cars New vs used

Typical cost by finance method

Illustrative only: uses placeholder quotes and default assumptions. Use the comparison wizard to put in your own numbers.

Cash

£7,914 per year

£660 a month · £39,571 over 5 years

Cost	Per month
Vehicle	£469
Energy / fuel	£35
Tax (VED)	£41
Insurance	£78
Breakdown cover	£5
Maintenance	£32
Total per month	£660
One-off / capital	£43,255
Total over 5 years	£39,571

Bought at 0y old for £43255
Sold after 5y for £15139

PCP

£7,715 per year

£532 a month · £23,144 over 3 years

Cost	Per month
Vehicle	£350
Energy / fuel	£35
Tax (VED)	£34
Insurance	£78
Breakdown cover	£5
Maintenance	£30
Total per month	£532
One-off / capital	£4,000
Total over 3 years	£23,144

PCP 36m @ £350/mo, £4000 deposit, £18000 GFV
If you keep the car: add £18000 balloon to TCO
Implied depreciation over hold: £23358
Warning: annual mileage 10000 exceeds PCP cap 8000

Lease (PCH)

£6,681 per year

£502 a month · £20,044 over 3 years

Cost	Per month
Vehicle	£320
Energy / fuel	£35
Tax (VED)	£34
Insurance	£78
Breakdown cover	£5
Maintenance	£30
Total per month	£502
One-off / capital	£1,980
Total over 3 years	£20,044

Lease 36m @ £320/mo, £1500 deposit
Excess mileage: 6000 mi × 8p = £480

Hire purchase

£4,463 per year

£691 a month · £22,316 over 5 years

Cost	Per month
Vehicle	£500
Energy / fuel	£35
Tax (VED)	£41
Insurance	£78
Breakdown cover	£5
Maintenance	£32
Total per month	£691
One-off / capital	£2,000
Total over 5 years	£22,316

HP 48m @ £500/mo, £2000 deposit
You own the car at the end; residual £15139 offsets cost

Salary sacrifice

£5,119 per year

£427 a month · £15,358 over 3 years

Cost	Per month
Vehicle	£391
Energy / fuel	£35
Tax (VED)	—
Insurance	—
Breakdown cover	—
Maintenance	—
BIK tax	£43
Total per month	£427
Total over 3 years	£15,358

Gross sacrifice £600/mo over 36m
BIK 3% on £43255 → £43/mo tax
Net cost £391/mo (incl BIK)
Tax/maintenance/insurance assumed bundled in sal-sac scheme