Cupra Born

Electric

Hatchback

Trim

List price: £37,460
Battery: 59 kWh
Efficiency: 3.7 mi/kWh
CO₂: 0 g/km
Insurance group: 30

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Compare ways to pay Against other cars New vs used

Typical cost by finance method

Illustrative only: uses placeholder quotes and default assumptions. Use the comparison wizard to put in your own numbers.

Cash

£6,724 per year

£560 a month · £33,621 over 5 years

Cost	Per month
Vehicle	£406
Energy / fuel	£39
Tax (VED)	£13
Insurance	£65
Breakdown cover	£5
Maintenance	£32
Total per month	£560
One-off / capital	£37,460
Total over 5 years	£33,621

Bought at 0y old for £37460
Sold after 5y for £13111

PCP

£7,333 per year

£500 a month · £21,999 over 3 years

Cost	Per month
Vehicle	£350
Energy / fuel	£39
Tax (VED)	£11
Insurance	£65
Breakdown cover	£5
Maintenance	£30
Total per month	£500
One-off / capital	£4,000
Total over 3 years	£21,999

PCP 36m @ £350/mo, £4000 deposit, £18000 GFV
If you keep the car: add £18000 balloon to TCO
Implied depreciation over hold: £20228
Warning: annual mileage 10000 exceeds PCP cap 8000

Lease (PCH)

£6,300 per year

£470 a month · £18,899 over 3 years

Cost	Per month
Vehicle	£320
Energy / fuel	£39
Tax (VED)	£11
Insurance	£65
Breakdown cover	£5
Maintenance	£30
Total per month	£470
One-off / capital	£1,980
Total over 3 years	£18,899

Lease 36m @ £320/mo, £1500 deposit
Excess mileage: 6000 mi × 8p = £480

Hire purchase

£4,432 per year

£655 a month · £22,161 over 5 years

Cost	Per month
Vehicle	£500
Energy / fuel	£39
Tax (VED)	£13
Insurance	£65
Breakdown cover	£5
Maintenance	£32
Total per month	£655
One-off / capital	£2,000
Total over 5 years	£22,161

HP 48m @ £500/mo, £2000 deposit
You own the car at the end; residual £13111 offsets cost

Salary sacrifice

£5,097 per year

£425 a month · £15,292 over 3 years

Cost	Per month
Vehicle	£385
Energy / fuel	£39
Tax (VED)	—
Insurance	—
Breakdown cover	—
Maintenance	—
BIK tax	£37
Total per month	£425
Total over 3 years	£15,292

Gross sacrifice £600/mo over 36m
BIK 3% on £37460 → £37/mo tax
Net cost £385/mo (incl BIK)
Tax/maintenance/insurance assumed bundled in sal-sac scheme